Taking a personal loan to improve credit?

thinking of bumping up my credit and this idea came into my head one night while high. sounds just stupid enough that it makes sense when im sober. the idea is to take out a personal loan. of what ever the highest amount i qualify for, regardless of the interest rate. and not use the loan what so ever. simply wait... show more thinking of bumping up my credit and this idea came into my head one night while high. sounds just stupid enough that it makes sense when im sober. the idea is to take out a personal loan. of what ever the highest amount i qualify for, regardless of the interest rate. and not use the loan what so ever. simply wait until the first bill comes up and pay it back off in full. this sound like a decent enough idea?
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