Do NSF fees affect credit?

Ive never ever had a nsf charge on my bank acct however with the holidays behind me i was a little short money and my RRSP investment came out (or tried to) however it backed out cause i was overdrafted and now my bank charged me a $45 Non Suficient Funds Fee i called the bank they said because i haven't had... show more Ive never ever had a nsf charge on my bank acct however with the holidays behind me i was a little short money and my RRSP investment came out (or tried to) however it backed out cause i was overdrafted and now my bank charged me a $45 Non Suficient Funds Fee i called the bank they said because i haven't had one before i should be fine im worried cause i have fair credit as it is will this affect my credit?
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