If you are really trying to be smart, you will educate yourself on investing and make your own choices. Some people do pay people to manage their investments for them, and many are sorry they did. With $10k, you ought to be able to get into mutual funds. That would be a good place to start. Look at 2 or 3 fund companies, narrow it down to a few funds, look at what each fund is invested in - what segment of goods/investments, choose a segment you want to be invested in, such as technology, and check out how the fund has done in the last 10 years. Compare some and get into a fund that you think is doing great. A couple of other things you should consider is the financial manager - an experienced one with that fund and the fees charged. Get a prospectus if you can. Actually, ask at your bank to speak to one of their financial managers and ask questions. Learn. Lastly, don't put all of your eggs in one basket. Put half in one place and half in another. $5k each should get you in. Diversification is important so that if you lose on one fund, it could be covered and you could come out ahead on the other. If you work and the company has a 401k, get into one of their mutual funds. The company/firm has already narrowed down the choices to good ones and you ought to be able to find 2 funds in the lot that you will be happy with. Through your employer's 401k, you can diversity more because you allocate a percentage to each fund. It would be best to choose at least three to invest in.
Certified Paralegal, with 25+ years' experience & Started learning about stocks, etc. in the early 1990s.