I applied for a home improvement loan 6 months ago. It's now winter. Should I NOT take the loan due to the weather? Can I put it on hold?
- 3 years ago
I have finally gotten approval for the loan but my worry is that no repair work can be done due to winter coming. Does it make sense to take the loan now or wait until Spring.
- EvaLv 73 years ago
If you applied 6 months ago and didn't get it, then you've been rejected. Those loans are generally approved within 30 days or less. No point in taking the loan now if you aren't going to do repairs until spring. Clean up your credit report and raise your score, then reapply in the spring.