First, recognize with reward comes risks. And risk can be correlated with reward. You are referring to investment management accounts with higher risk. For example, the interest rate on a treasury (a risk free rate) is about 1.4% for one year treasury. With risk, you can get more than that. Second, you will be paying hefty fees with such a low investment amount, so you are better off not going to a money manager, but going to the library and reading the recommendations of Value Line (an excellent source of information) and reading Jim Cramer's books.