I have an annual income of 9,496 g.b.p. and for several years had to pay my Council Tax out of that. I appealed, was turned down, appealed again and was turned down again but, on the third attempt (with someone else helping me) I won and no longer have to pay that particular bill. Everything else still costs me the same as everyone else pays though so there are no luxuries in my life. I lie - I actually bought a battenburg cake today and a Mars bar.
I rarely put on my heating and spend most of my indoor hours in one room with a gas fire.
This is not a complaint. It's just reality and not just for me. I'm not unique at all but some people just don't know how others live and, probably, don't care either.