Can your spouse get part of your social security If she is already getting SSI ?

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  • Judith
    Lv 7
    3 years ago
    Favorite Answer

    SSI (supplemental security income) is a federal WELFARE benefit which is paid only to a disabled or aged person (must be over age 64).

    Your spouse can only collect as your wife if she is age 62 and you have been married for one full year. There is no such thing as a disabled wife's benefit. In fact when she is 62 she will be required to file for wife's benefits since SSI requires that a person file for any other benefit they can get to cut down on the cost of the SSI program. SSI isn't social security; it is paid from general tax revenues. Depending upon the amount of the wife's benefit it would either reduce or terminate the SSI benefit.

    If she gets social security instead of SSI (many people confuse the two) she can only receive as a wife if she is age 62 AND her unreduced benefit (which would have been paid at age 66) is less than one half of your unreduced benefit (which would have been paid at age 66) AND you've been married for at least a year. If greater there is no wife's benefit payable. Widows benefits are computed differently. If your rate is greater than her rate; she would get a widow's benefit.

    NOTE: Duration of marriage requirements is one year if currently married in life cases or 9 months if married at time of death. It is 10 years if divorced.

    Source(s): I was a social security claims rep for 32 yrs.
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  • tro
    Lv 7
    3 years ago

    if she is eligible yes, she might get less SSI but she is entitled based on her needs

    I had a lady in her 90's who got SSI, a small pension from her job(candy making) and her deceased husband's retirement, we went to the bank with three checks each month and went food shopping

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  • 3 years ago

    No. However, if your spouse is dead, you may be able to choose his to replace yours. If his is more money than yours, this would be a good choice.

    Source(s): Knowledge.
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  • Judy
    Lv 7
    3 years ago

    Depending on a lot of things, it might be in place of SSI

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  • 3 years ago

    Only if you have a joint account at your local bank.

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  • 3 years ago

    Maybe. It's always maybe.

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  • yes

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