USAA insurance questions?

Situation my grandfather was in the military but he passed in 06 on my birthday. I'm now 21 I know to get usaa you have to have a military family. But someone told me I'm not old enough because I'm 21. Is that true? Can I apply for it because of my grandfather? I know my mother definitely can but can she doesn't have a vehicle so can she get it and add me on her policy without it sky rocketing up? What all would I need to apply anyway?

4 Answers

  • Daniel
    Lv 7
    3 years ago
    Favorite Answer

    You need to go onto and see what their membership requirements are.

    It says:


    Widows, widowers and un-remarried former spouses of USAA members who joined USAA prior to or during the marriage and individuals whose parents joined USAA."

    Simply having a grandfather that was in the military isn't enough. You have to have a parent that is a USAA member. So, your grandfather would have had to be a USAA member and then one of your parents would have had to have gotten USAA membership due to your grandfather being a member.

    In short--unless one of your parents is a USAA member, you are ineligible for membership.

  • 3 years ago

    only if the vehicle is in her name and register to her

  • 3 years ago

    you do not have to have a military connection to get USAA insurance

    its a civilian insurance company, they insure anyone

    whether they will insure you, is a different story, some insurance companies will not insure new drivers unless they are 25 years old, unless a family member already has a policy with them

  • 3 years ago

    You probably do not qualify.

    Generally, the military member has to be a USAA member and they have to recommend you for membership.

    But you can always call and ask them.

Still have questions? Get your answers by asking now.