There are lots of books on it. My thought about a huge cost is resale value. And calculations of the total cost:
land, foundation, well, septic, plumbing, electric, and finishing, generally dwarfs any savings that you might make by going non-standard. Dirt is a horrible insulator, at about 1 r per foot of thickness.
wood is about r1 per inch of thickness, a single pane window is r1, foam is about r5 per inch, glass wool about r3 per inch.
In Vermont, I calculated the loss over a winter season of 1 square foot of area of wall, floor, window or roof is 2 gal of fuel oil, or 57 kwhr of electricity, or 244 hundred cu ft of nat.gas, divided by the r value. ( I am the only one I know of who has published these numbers) e.g, a 1000 sq ft ceiling that is r50, looses 1000 sqft x 2 gal/sgft / R50 = 40 gallons per season.
I good cost/resale route might be a post and beam with 8 inch foam walls and few windows. Windows: i've read that an r5 window oriented south will not loose net heat overnight, even up north.
I think earth is the worse for resale. Want to live in a basement? The best is walls of foam or say, a double 2x4 wall with offset studs, the wall a foot or so thick with glass of foam insulation. If you want to stay near standard, 2x6 studs, 24" centers, coverd with an inch or two of foam is pretty good.
The cost of putting dirt on a roof is quite large. a foot of dirt is r1. The evaporative loss in summer is a huge help, but dirt in a roof is quite expensive. Better for summer is a huge attic fan. for winter r60 or r100, figure it out.
With maintanance, a house should last hundreds of years so demolition is a small concern.