beth asked in Business & FinanceCredit · 7 years ago

what is a site to get a payday loan at that just dont keep redirecting me?

i need a payday loan need cash today I am completely broke and I just keep on getting redirected some were else

9 Answers

  • 7 years ago
    Favorite Answer

    Studies have shown that payday loans usually make a person's financial situation worse. Avoid payday loans.

    Instead, negotiate with the parties you owe money to, and stick to a payment plan with them. In the alternative, borrow from friend or relative. Work out a household budget that includes an emergency fund.

    As others have mentioned here wisely, if you have no other choice but to get a payday loan, work with a local brick-and-mortar lender that you know will be subject to your state's lending and collections laws. Internet lenders claim they are subject to basically no laws.

    One other option is a loan from a company like FreedomPlus, which is not a payday lender. Loans from FreedomPlus are longer-term, personal loans that have longer payment plans, which result in a higher chance of you succeeding in repaying the loan. Or, try a P2P lender, such as Lending Club or Prosper.

  • Laura
    Lv 4
    5 years ago

    About 8 months ago I got a payday loan for school with no issues at.Not sure what you guys are talking about paying it back in two weeks.I just checked the site the OP is talking about and you get a year to pay it back.

  • 7 years ago

    You obviously have a very bad credit rating as you keep getting passed around and refused.

    This is very bad as all these companies are doing multiple credit searches on your credit file, which is recorded and will affect your file.

    If you are in the UK I would advise you try Oakham which are pretty good as they do background checks rather than go on just credit scores, etc. And I would suggest you try your local credit union for a loan, as they are more about members circumstances.

  • ?
    Lv 5
    7 years ago

    I don't recommend payday loans but if that is your only source of funds, go directly to a payday loan store and forget about going on line.

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  • rpf5
    Lv 7
    7 years ago

    Avoid on-line. As you found out, it can be risky. Open the telephone book & find a local office. Call & confirm that the place is real. It will be expensive but better then anything you see on the internet. What ever happens, don't miss a payment or those penalty fee's will double or triple the price of that loan.

  • 4 years ago


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  • Reena
    Lv 7
    7 years ago

    Payday loans are "brick and mortar" businesses. As in find a phone book and look one up in your neighborhood, drive out there with your I.D. and check book and a good story as to how you will pay it back in time.

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    7 years ago

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  • 7 years ago

    Because you are not qualifying.

    Stop giving your personal information to every scam artist on the internet.

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