Anonymous
Anonymous asked in Politics & GovernmentPolitics · 7 years ago

Isn't it wrong for married couples to get a divorce to qualify for Obamacare subsidies?

Garance Franke-Ruta at the Atlantic profiles a couple who may well get divorced to qualify for subsidies under the Affordable Care Act. Separately, they’ll probably qualify for some subsidy; together, they don’t.

Nona and Aaron's 2012 income was higher than the 400 percent mark, but not by much. In New York City, that still doesn't take you very far for two people. If their most recent months of income are in the same range, they will get no help at all with buying insurance through the exchanges if and when they apply, according to the Kaiser Family Foundation and eHealth subsidy calculators. Premiums for the two for silver-level plans came in at $9,248 for the year.

But if they applied as unmarried individuals with something like their 2012 income, one of them would get at least $3,964 in subsidies toward the purchase of a plan, or possibly even be eligible for Medicaid, thanks to their uneven individual earnings that year. And if they fall below the 400 percent threshold, which Nona says they might this year, they could get substantial subsidies as a couple that are still worth less than what they'd be eligible for as individuals. These gaps are the marriage penalty.

http://www.bloomberg.com/news/2013-11-08/how-conse...

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  • 7 years ago
    Favorite Answer

    I think that it would be more or less wrong as you say ,,,and you are correct

    This is also the case with other government plans as well like SSI

    if a couple gets divorced she can get SSI of $10,000 per yr and Medicaid

    he can still live in the home as unmarried male and make a million as long as they are divorced she will get the SSI and child support if there are children

    If they stay married and make only $20,000 they both get nothing

    SO ITS BEEN GOING ON FROM YEARS AND OBAMA CARE CONTINUES THIS PRACTICE OF THE LAST 50 YRS ,,,,

    Source(s): DHS
  • ?
    Lv 4
    7 years ago

    Even if it is uncle sam reaching out his hand with a knife behind his back...the entitlement mentality is so prevalent in this country/ 1st world now that anyone will take just about anything from anyone if they knew they wouldn't get caught, and if they knew they don't have that bad of a guilty conscience....especially when something is handed out to them.

    The system is set up to keep people dependent on handouts, look at high taxes, look at the call for raising minimum wage mandates, look how public school teaches liberal ideas like more socialism over capitalism, quantitative easing adding to inflation, popular culture in media mixing up social issues race baiting religious moral hatred and bigotry, business regulations compounded by overzealous erroneous environmental regulations, I could go on.

  • 7 years ago

    I'm 72, my wife is 60. If she buys insurance on the exchange and claims two people in the household, her insurance is $900.. If she claims the same income with one person in the household , her insuranc is like $400. I am covered by Medicare. I think I will go "live" with my daughter so there will only be one person in the household.

  • 7 years ago

    Right or wrong, people are going to do what is necessary and the least costly in order to do the least harm to their current situation. They should also be looking that other implications of their decision though, such as the EIC and other tax benefits of remaining married.

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  • Anonymous
    7 years ago

    Isn't it wrong for liberals to not look for work to qualify for subsidies?

    If you liberals are all for income redistribution, why don't you re just reviewed some of your money and pay back the student loans you owe to the tune of 1.7 trillion in defaulted loans.

  • 7 years ago

    Their insurance premiums are based on household income so even if they divorce, they will be paying the same if they continue to live together.

  • R J
    Lv 7
    7 years ago

    Well the establishment of marriage has been under attack by them for a long time. so what can you say yes it is

  • Anonymous
    7 years ago

    Rob is right. Universal Health Care! It can be a one page Congressional bill.

  • Kini
    Lv 7
    7 years ago

    There are always people who try to beat the system.

  • ?
    Lv 5
    7 years ago

    This is part of the intended effects of ObamaCare.

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