What wind speed creates rip currents?

I go to lake michigan this weekend and there are warnings for riptides/ rip currents that will happen. People have died from these in lake michigan and I was wondering what speed will create one? It is going to be windy this weekend but idk the exact wind speed like around 15 mph but it could change cause the weather always does.

i'm not in a boat I will be swimming// beach lol

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