Car accident help insurance question?

If someone is driving your car and someone hits them and it is ruled in the police report that it is the other car's fault. Does their insurance cover it?

Update:

I live in the US

4 Answers

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  • Mushu
    Lv 7
    8 years ago

    Fault is not decided by the police. It's determined only by insurance companies. If the other party's insurance company accepts liability, they'll pay.

  • 8 years ago

    The police don't decide fault, insurance companies do so the answer to your question is maybe.

  • 8 years ago

    Assuming you live in a tort state, yes the other vehicle's insurance will cover it. That's how it works, regardless of who was driving.

  • 8 years ago

    That depends, what country do you live in?

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