Car accident help insurance question?

Question

If someone is driving your car and someone hits them and it is ruled in the police report that it is the other car's fault. Does their insurance cover it?

Update:

I live in the US

Answer 1

Fault is not decided by the police. It's determined only by insurance companies. If the other party's insurance company accepts liability, they'll pay.

Answer 2

The police don't decide fault, insurance companies do so the answer to your question is maybe.

Answer 3

Assuming you live in a tort state, yes the other vehicle's insurance will cover it. That's how it works, regardless of who was driving.

Answer 4

That depends, what country do you live in?