How can you determine if they are receiving SSD or SSDI?
The information about this is vague. Are the two the same with different acronyms. If not how can it be determined which one a person has? This is very confusing.
- JudithLv 77 years agoFavorite Answer
SSD and SSDI is one and the same - Social Security Disability/Social Security Disability Income. SSD is an acronym used by social security and is actually more correct than SSDI. Actually social security employees refer to the two programs as Title II (social security) and Title 16 (SSI). An employee would write down T2 or T16 when referring to either program.
Social Security manages two disability programs - the social security program (SSD/SSDI) and the SSI program which stands for Supplemental Security Income. SSI is not social security because the benefits are paid for out of general tax revenues. Only social security benefits are paid out of the social security trust fund.
In order to get social security disability someone must have worked and paid social security taxes long enough to be insured. The amount of the benefit is determined by what they've paid into the social security program and the average benefit is $1200 a month. Benefits can be paid to spouses and children. The $1200 is the average for ALL types of social security benefits (retirement, disability and survivor benefits).
SSI is the federal welfare program for people of limited income and resources who are blind, disabled or over age 64. People entitled to SSI either never worked OR they didn't work long enough and pay enough in social security taxes to be eligible for social security benefits OR they get a social security benefit but it is a low one. The highest benefit amount is $710 and the program does not pay benefits to spouses or children unless they are also disabled or over age 64.
Some people receive benefits from both programs but only because they have a low social security benefit. When someone is insured for social security benefits they are required to receive the social security benefit before they can become eligible for SSI. A social security benefit of $730 or more would make someone ineligible for SSI and the SSI benefit is reduced by the amount of any other income the beneficiary might have (except for $20). For example if a person has a social security benefit of $620 the SSI benefit of $710 will be reduced by $600 for an SSI benefit of $110.
Both benefits are federal which means that the state someone lives in is immaterial - the same rules and regulations apply nationwide.
The person receiving the benefit should know what they are getting although obviously many of them don't. All they have to do is read their darn letters that they get from social security. If they are getting SSI then the top of the letter will say Supplemental Security Income and if they get social security benefits the letters say so as well.Source(s): I was a social security claims rep for 32 years.
- 7 years ago
If it is you who are in recipient of benefits it should not be confusing at all. They are entirely different programs with very different rules. The information is not vague at all.
SSDI is Social Security Disability Insurance. You pay into it. When you are determined disabled by the Social Security Administration you get a benefit based on how much you paid in.
SS is Social Security Retirement Insurance. If you pay into Social Security, when you reach retirement age, you get a certain monthly benefit amount.
SSI is Supplemental Security Income. It is a welfare benefit for people with disabilities of very low income. The federal benefit is no more than $710.00 and may be much less depending on your living situation.
There is no acronym SSD. Some people just leave off the I or mistakenly call SSI - SSD.
What a person receives is private information and unless you are that person or in charge of their finances you have no business knowing what they receive.
- KiniLv 77 years ago
SSD is the same as SSDI. The other one is SSI which is also based on disability