Can't get approved for a credit card? What am I doing wrong?
I applied for a card with the local credit union that I've been a member of for the past few years and they declined my request. And then I also applied for a STUDENT card with Bank of America and they also declined.
I didn't have a cosigner for either one. However, one of my friends was able to get a regular (non-student) card with Bank of America without a cosigner.
Why doesn't anyone want to give me chance? None of my family members are willing to cosign. So I guess I'm SOL forever?