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SSI and SSA compared to SSD?

Ok i got 1 friend that is on SSI and SSA and he says he can only work a little. And my other friend is on SSD only and says he's allowed to work a lot. They want to know why this is. Grown up answers only please.

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  • Judith
    Lv 7
    7 years ago
    Favorite Answer

    SSI stands for supplemental security income and it is the federal welfare program (which means that it is based upon financial need) for people who are blind, disabled or over age 64. If someone on ssi works half of anything they earn over $85 a month will reduce their SSI benefit. Example: Wages $500-$85=$415. Half of $415=$207.50. The SSI benefit is reduced by $207.50. SSI benefits are paid out of general tax revenues which is why it is not a social security benefit even though it is managed by the Social Security Administration.

    SSDI (social security disability insurance) and SSD (social security disability) is the same program; SSD is just a shortened version of SSDI. SSA stands for social security administration. Social Security pays benefits to the disabled, the retired and to survivors. Anyone who gets a social security benefit gets it because they worked and paid social security taxes long enough to become insured for social security benefits. Social Security benefits are paid out of the social security trust fund.

    SSDI isn't based upon financial need. When someone is entitled to SSDI they get what is called a 9 month trial work period which is comprised of any month in which they work and earn $720. Once the trial work period is completed social security will do a work review. If the person is working and earning $1040 a month or more they will not be entitled to a check for any month after the completion of the trial work period in which they earn $1040 or more and eventually their benefits will terminate. If the person is earning under $1040 a month their benefits continue - while entitled they get their full check. Because it is not a program based upon financial need benefits are not reduced; they get either their full check or none at all.

    Source(s): I was a social security claims rep for 32 years.
  • Anonymous
    7 years ago

    SSI and SSDI are both for people with long term, severe impairments making it so they cannot earn above a certain amount a month (about $1000). SSI is for poor people who do not have enough work credits to get SSDI. SSDI is a disability insurance program that workers pay taxes to have. Some people get SSDI, but if they only worked low wage jobs or have a minimal number of work credits, they may not get as much as SSI would pay them, so the welfare program SSI makes up the difference. Since SSDI is insurance that taxpayers pay for, it doesn't matter what assets the claimant has or passive (non-wage) income, such as from investments. A person on SSDI working part time earning perhaps $600 a month will not lose their disability income or be docked. A person on SSI also will not lose their disability income for earning $600 a month, but for every $2 they make above a certain amount, they will lose $1 in benefits ($65? $85? It changes every year according to inflation). The SSA has a booklet called working while disabled that explains these things. I'll bet it's in PDF format on their website.

  • 7 years ago

    SSI is for the poor, SSD well some abbreviate Social Security Disability and that's for the temporarily or permanently disabled. SSA is the name of the association that governs these groups and it's called the Social Security Administration and has the website ssa.gov where you can get all the information there about the benefits.

    When you go into court to get your benefits, there are people in there from the state's employment office and they tell you how much you could work and at what. Some people can and do work a little and some can and do work more....so that's where the confusion comes and the reason for your question. One of your friends can work more than the other because of the type of disability they have. Some people are told they can work (and still get benefits) but don't, and that's ok too.

    You're allowed to earn up to a certain amount and then SS starts deducting from your benefits if you earn more than their allowed amount.

  • Erika
    Lv 4
    4 years ago

    SSI is welfare each so often consistent with incapacity for extremely low earnings human beings SSA potential the Social risk-free practices administration SSD is federal everlasting incapacity no longer tied to earnings and aspects

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  • 7 years ago

    Well go to your local social secrutiy place they find out

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