Home loan question. First time buyer?

Question

Can I be approved for a home loan if my credit score is 725 and my husbands is 546? I only have my credit card on mine an I've never missed a payment or anything.

Answer 1

Favorite Answer

Yes and your husband can to if both your names are on the loan. I had a low credit score in 500s when I bought my home but I had relative cosign

Source(s): Experience

Answer 2

YOU can, your usuband cannot, which means his income will not be considered. In a community property state, you won't qualify either.

Answer 3

You can...your husband..no way.