Mortgage approval with bad credit.?

My husband and I are thinking about talking to a lender for a home loan. The problem is, I have excellent credit (upper 700s), but I technically have no income and my husband makes around 50K a year and has horrible credit (lower 500s). He owes a few small debts from about 5-6 years ago and one larger debt for an... show more My husband and I are thinking about talking to a lender for a home loan. The problem is, I have excellent credit (upper 700s), but I technically have no income and my husband makes around 50K a year and has horrible credit (lower 500s). He owes a few small debts from about 5-6 years ago and one larger debt for an apartment he shared with his ex (only his name was on lease) and she was supposed to stay there and pay (she didn't, this was about 4-5 years ago). Aside from 6K in debt on his report, all we have is his car loan (16K). Would we get approved for a loan or would I need to get a legit job so that we can use my credit score?
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