Anonymous asked in Politics & GovernmentGovernment · 7 years ago

Why is Esurance banned in the states of Massachusetts, California, & Hawaii?

5 Answers

  • 7 years ago
    Favorite Answer

    That is NOT TRUE. Esurance (which is a subsidiary of Allstate) IS INDEED available in California. (You are correct that Esurance is not available in Massachustts or Hawaii, as per their web site - see the third link, below. I also see that they are not available in Wyoming or Montana, and probably a few other states).

    Go to their free quote web site and say your zip code is 92101 (San Diego) or 90001 (Los Angeles). It will give you a quote.

    Esurance in California

    We first offered car insurance to California drivers in 2002. Esurance offers the following coverages and perks to Esurance customers in California.

    Optional car insurance coverages in California

    Comprehensive coverage

    Collision coverage

    Medical and funeral services coverage

    Uninsured motorist property damage coverage

    Uninsured motorist bodily injury coverage

    Rental car coverage

    Customized parts and equipment coverage

    Loan/lease (gap) coverage

    Towing and labor coverage

    Added later: Maybe this is what you read.

    Many U.S. car insurance companies use credit-based insurance scores to help determine risk. (Unless you live in Massachusetts, Hawaii, or California, where the practice has been banned.) And studies have shown that there's good reason to use credit-based scoring in developing rates.

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  • jesse
    Lv 4
    3 years ago

    Esurance Hawaii

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  • lare
    Lv 7
    7 years ago

    1 Esurance is not an insurance company, they are just a sales agent for actual insurance companies. it could be they have not been able to find a carrier that will re-sell through them in those states.

    2. Insurance is regulated at the state level, it is very common for an insurance company to not have insurance plans that are accepted by all 50 states. Many insurance companies are not authorized for business in the 3 states you mention. I used to live in Wyoming, which is another state that many insurance companies don't bother to get certified.

    3. If you are talking health insurance, understand that Hawaii has universal state issued health insurance, so there is no practical reason for private health insurance.

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  • 4 years ago
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  • John S
    Lv 7
    7 years ago

    Who says that it is? I can find no support for that claim.

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