Is 5.4% interest rate on 72 month car loan good ?

I have no credit my grandmother consigned an she has a perfect credit score and I'm buying a 2013 Mazda 3 I grand touring with technology package I was approved this week. The monthly payments are $444.27 a month for 72 months with an interest rate of 5.4% but I think I may be getting ripped off is this a... show more I have no credit my grandmother consigned an she has a perfect credit score and I'm buying a 2013 Mazda 3 I grand touring with technology package I was approved this week. The monthly payments are $444.27 a month for 72 months with an interest rate of 5.4% but I think I may be getting ripped off is this a little high or normal ? The car is MSRP of $25,945, I got 1000$ off being an employee I'm a brand new one, so MSRP for me $24,945 plus tax 8.625% bringing a total of $27,097. After all is said and done i will be paying $31,987. So great, okay, or bad?
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