Hey Eric, Choosing what you want to do is never easy. I, for instance, went to University (I'm british) to study History of Art, then changed to English Literature, then changed to Computer Science. Then I dropped out and went back to do Fashion. And now I've dropped out again! I'm now a Marketing Intern and part-time waitress - and I LOVE it. Just try and relax. If there's one thing that I've learned so far in life (I'm 20!!!), it's that despite what everyone says, it is LONG. You are basically still a baby, it's never too late to just try and do something you enjoy. Joining the navy, if you love things like that, might be a good step but what I'd recommend is staying out of things that may just be financially beneficial - if I could go back to being 17, 18 or even 19 - I'd stop worrying about money, and just enjoy being young and do what I wanted. The freedom you get from youth is unbelievable. Have the shop as your 'dream' gives you something to build towards - but you're never going to look this way, have this much energy, life, enthusiasm. Do me and yourself a favour and get a *fun* job (again, unless you have a SUPER passion for the navy) and ride out the recession. Loan initiatives will be rife again when the economy's better. Most importantly - enjoy being a teenager!