Unless that $60k is net - after-tax, take-home pay! - you are in way over your head. First, total taxes bite out about half, more if you're single, a bit less if you live in a state with no state income taxes (like FL). So you need to be living on about $30k/yr or $2500/month. And you need to save a minimum of 10% - $6000/yr or $500/month - for future needs:retirement, investment fund, down payment for home, "rainy day fund," and more. Gas = too much commuting, or too much running around, and you are spending too much there, also.
If you are single, you pay too much rent. Live more modestly. You got too-expensive a car also, and your insurance premiums are high. High insurance could be due to your youth (are you under 25?), bad driving habits/tickets, prior accident, too-costly a car, leasing a car instead of purchasing it (leases require the most expensive kind of auto insurance). Credit cards = sign that you are in debt. If that $300 is minimum monthly payments, you are in such deep doodoo.
If you are still in school, mom is an adult and needs to support herself instead of being supported by a student - so what's really going on here? Is she disabled and without any support but you (or equal amounts contributed by each of her children)?
Until you save up a substantial down payment, forget buying property. FHA minimum is 3.5% cash down, but those who put down only the minimum (no-down, low-down, etc) are the idiots who caused the RE meltdown to begin with. Pay less than 10% cash down, and you're another idiot potentially headed down the financial drain. Smart people put down at least 20%, plus closing costs, to reduce risks and costs. Plus lending is still tight, and a lot of people are still having trouble getting mortgages with less than 20% cash down.