A couple hours late on my payment?

I have an auto loan through ally financial, my bill was due on the 5th of august. Since the 5th is a sunday i would have had to pay my bill today (the 3rd) before 3:00 p.m. for it to go through and be paid "on time". By the time i realized this it was 8:00 p.m. and is now late i have since paid it. Do you think i could somehow get the late fees and knock on my credit score and stuff off? How would i do it?

2 Answers

  • Anonymous
    8 years ago
    Favorite Answer

    It's doubtful it will affect your credit score. Payments that are less than 30 days late aren't generally reported. As for late fees? Who knows? You'd have to call Ally to find out.

  • 8 years ago

    fees possible but learn to read you contract 99% allow 5 days no fee. same with credit report 99% only report if 30 days late. The terms are in your loan contract

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