Is 60 polyphony digital piano enough for expert level pieces?

I ordered a new digital piano. I seem to hear that the only time you will need 128 polyphony is when the digital piano is playing output from a multi-track MIDI file (basically orchestras). I'm not going to use MIDI functions, and the piano is primarily for practicing. I might be learning chopin's... show more I ordered a new digital piano.

I seem to hear that the only time you will need 128 polyphony is when the digital piano is playing output from a multi-track MIDI file (basically orchestras).
I'm not going to use MIDI functions, and the piano is primarily for practicing.

I might be learning chopin's etudes and more difficult pieces. But I doubt if there could be any problem at all. What do you think?
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