When a car dealer runs my credit, are they required to give me a copy of my credit report and scores if I ask?

Answer 1

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No. If they do, they could lose their membership to the credit bureaus.

Source(s): Retired bill collector 35 years

Answer 2

You get your credit reports for free once a year at

https://www.annualcreditreport.com/cra/index.jsp

No credit/debit card required.

Why would you want to get the reports from the dealer?

Free at home, you can print them out and review them line by line.

By now, everyone should know that credit reports are 100% free.

Answer 3

if your loan app is denied due to poor credit, you are entitled to a report from

the denying vendor/bank as to why you were turned down.

but a copy of what they see about you when making the loan and its approved? nope..dont

have to give you a thing. People arent aware that vendors see an entirely different thing about

people than people get to see or are provided with...there's alot more in depth data they are

privy to than the public gets/they dont want that out there........

Answer 4

No. In fact, they are specifically prohibited from doing so. Some will anyway, because not everyone does what they should. If you want a copy of your credit report, they are supposed to have you get it from the credit bureau, yourself.

Answer 5

yes its yr credit report. ive have had car dealers give me a copy when i asked for it.

Answer 6

Absolutely not.