Steve asked in Business & FinanceCredit · 9 years ago

When a car dealer runs my credit, are they required to give me a copy of my credit report and scores if I ask?

6 Answers

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  • Anonymous
    9 years ago
    Favorite Answer

    No. If they do, they could lose their membership to the credit bureaus.

    Source(s): Retired bill collector 35 years
  • 9 years ago

    You get your credit reports for free once a year at

    https://www.annualcreditreport.com/cra/index.jsp

    No credit/debit card required.

    Why would you want to get the reports from the dealer?

    Free at home, you can print them out and review them line by line.

    By now, everyone should know that credit reports are 100% free.

  • ?
    Lv 6
    9 years ago

    if your loan app is denied due to poor credit, you are entitled to a report from

    the denying vendor/bank as to why you were turned down.

    but a copy of what they see about you when making the loan and its approved? nope..dont

    have to give you a thing. People arent aware that vendors see an entirely different thing about

    people than people get to see or are provided with...there's alot more in depth data they are

    privy to than the public gets/they dont want that out there........

  • 9 years ago

    No. In fact, they are specifically prohibited from doing so. Some will anyway, because not everyone does what they should. If you want a copy of your credit report, they are supposed to have you get it from the credit bureau, yourself.

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  • 9 years ago

    yes its yr credit report. ive have had car dealers give me a copy when i asked for it.

  • 9 years ago

    Absolutely not.

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