美國留學銀行匯款錢的問題?

要去美國當一學期的交換學生而已 大概四個月

不太懂要怎嚜用錢那些的問題

事要在台灣開個銀行外幣帳戶 叫爸媽把美金匯到裡面去嗎??

不管哪一家銀行 提款或匯款都要收一筆手續費嗎?

搞不太清楚這些要怎嚜用?

主要就是在美國要怎樣用錢的問題?

4 Answers

Rating
  • Gary
    Lv 7
    8 years ago
    Favorite Answer

    You make everything too complicated.

    1. You will need a local account in the U.S.

    2. You need to provide all of your account information to your parents (such as branch location, phone number, as well as ABA routing number and your account number).

    If you have difficulty, simply ask your bank you need information for incoming wire transfer from overseas. They will know what you need.

    3. You parents do not any special account to do wire transfer. The bank will convert the currency and wire transfer to your account.

    The only advantage of have a foreign currency account is if the wire transfer will be done frequently, having such account may help you to reduce the cost of currency (but not guaranteed).

    4. Regardless, the incoming bank, as well as outgoing bank, will assess service fee.

    In some situation, there will be an intermediary bank that will also charge you as well.

  • 8 years ago

    40%的美國中低收入家庭利用信用卡支付房租、按揭貸款、水電費、保險費等基本生活費用。

  • Anonymous
    8 years ago

    如同Q ª©¶ý«} 所說, 帶錢來美開戶, 再由台灣匯款過來兩天就到,不用在台灣開外幣戶

    2012-06-18 04:58:56 補充:

    版主在美國無法申辦credit card,但可以在存款開戶銀行辦理debit card,大部分供用等同credit card。支票亦是支付工具之一,但現在很多商店不收支票。所以就備好現金和debit card就好。

  • 8 years ago

    先帶一些旅支...

    到美國再開戶囉...

    有了帳號...

    台灣就可以轉錢進來...

    應該是轉一次 35 美金左右...

    看銀行!!!

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