Having an FHA insured mortgage?

Ive had this house 2 years,never missed a payment. Now due to health reasons,I must leave to go to a care-giver.The mortgage is FHA insured. If I discontinue payments,am I correct in understanding that the Lender will be paid by FHA?If so,are there repercussions to me?I am now disabled and receive SSD.I have the... show more Ive had this house 2 years,never missed a payment. Now due to health reasons,I must leave to go to a care-giver.The mortgage is FHA insured. If I discontinue payments,am I correct in understanding that the Lender will be paid by FHA?If so,are there repercussions to me?I am now disabled and receive SSD.I have the house on the market for the second time,no offers.Its now listed as a short sale,still no offers.Can anyone clarify this please?I assume its similar to car insurance,if i have an accident,the insurer pays and there are no other consequences to me.Is it the same with an FHA insured Mortgage?
Thanks
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