There are two parts to a credit score. 1. The underlying data. Accounts, time on file, balances, payment history, etc. 2. The calculation of the score. The FICO score is a seperate product from the credit information. FICO score (the process to calcualte it) is owned by Fair Issaac's. So technically if the base information is the same the FICO score will be the same. There are always some differences between reports, but for the average consumer those are 0 -10 points. Is the TransRisk Score a score calcualted by Trans Union? If it will be different, but there is no way to say what the difference will be, except to say they will most likely try to make it match up to FICO, since that is the industry standard.