What's better, TD or RBC?

TD Bank or Royal Bank

4 Answers

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  • Anonymous
    9 years ago
    Favorite Answer

    Royal

  • 9 years ago

    You need to look at the totality of the each bank’s services, accounts, and fees. Both banks offer several accounts with different features and different fees. One might have low overdraft fees, but high fees in other areas. Also check the minimum amount you need to keep in each type of account at both banks to avoid maintenance fees. The minimum balance might vary from bank to bank and from account to account. . Some accounts have a monthly fee, but no fee on each transaction. Other accounts have no monthly fee, but a fee for each transaction. ►All institutions are required to print a schedule of fees. Read each schedule carefully, especially the small print and the footnotes. ◄

    Find out the charges (if any) for using each bank's ATM machines.

    I suggest that you visit both banks and speak to the customer service personnel. Bring a written list of questions which are important to YOU. Find out the features and charges of each of their accounts. Find out how many ATMs are available, and whether there is a service charge for using the ATM.

    Make sure you get everything in writing. Do not accept anything the customer service person tells you verbally.

  • Anonymous
    9 years ago

    I don't think you will go wrong with either one. Have dealt with both and have no complaints. They both have fees upon fees, remember banks are banks, and they are in the business of making money.

  • 9 years ago

    BMO

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