OMG...Please do NOT do the title loan or any other similar loan (payday loans & such)
Right now, with the 2 secured cards, just use these sparingly and give them time to age. Acct age is a huge factor in your score. Store cards are also not a real good idea right now. They never ever have a good interest rate, and with your current credit situation, your rate would likely be between 25 & 30%.
For now, the 2 secured cards are a good thing. Keep them paid up & let one show maybe a 5 or $10 balance every now & then. These cards will report to the 3 bureaus on the "statement cut date". that is when you want one of them to show a little balance every now & then. Never both!!! Then, after the statement cuts, pay it in full.
After about 6 months of this, if you got either of these cards from YOUR bank or credit union, go in & ask them when they might be unsecured.
I would also, maybe asap, find a local credit union to join if you don't already have one. CU's are 100% better than banks when it comes to offering credit products to those with "less than perfect" credit. Their loans have better rates, their cards have higher limits & better rates too. CU's are owned by the MEMBERS, like you & I...not by big corporations who take all the profits & "feed the pigs" in charge...like the CEO's & CFO's!
I LOVE my credit union & they love me back!!!!
Edit to add....I know some people will say having any kind of balance is a bad thing, BUT...to prove my point, straight from my Equifax FICO report, under the "What's Helping Your FICO Score" Heading is this:
You've shown recent use of credit cards.
Your FICO score evaluates your mix of credit cards [?], installment loans and mortgages. People who demonstrate responsible use of different types of credit are generally less risky to lenders. You helped your FICO score by showing recent use of a credit card.
I rest my case!
Years of fixing my credit! Went from scores in the 500's in '05 to mid 700's today!!