pacifist asked in HealthOptical · 8 years ago

Questions about VSP and Aetna vision discounts?

Hi,

I have aetna insurance that I have got from my college.Though it has only discount for vision.Now last week I went to my eye doctor for eye exam. She took $42 as co-pay. I have a very high astigmatism in my right eye(+4.75). I told her I dont want to use glasses anymore.Rather I will use contact lenses.So she ordered one pair of custom made contact lenses for my eyes.Now the cost of lens exam would be $82.I have no idea about how many times I need to buy lenses and if I enroll into VSP eye insurance then how much would it help me. I am listing my current aetna benefits below..

Product or Service Reduced Fee/member Cost*

Frames

Eyeglass Frames (retail prices) 40% off retail prices

Lenses per Pair (uncoated plastic)

Single Vision $40

Bifocal $60

Trifocal $80

Standard Progressive $120

Lens Options per Pair (add to lens price above)

Standard Polycarbonate (includes UV and scratch-resistant coating) $40

Scratch-resistant coating $15

Ultraviolet (UV) coating $15

Solid or gradient tint $15

Glass 20% discount

Photochromic for glass 20% discount

Standard anti-reflective coating $45

Eye Exams for ALL Managed Medical Plans* that Do Not Cover Eye Exams

For eyeglasses $42

For standard contact lenses $82

For specialty contact lenses (i.e. Toric, Multifocal, Gas Permeable) $10 off standard fee

Contact Lenses

Conventional lenses 15% discount

Disposable lenses 5% discount

Additional Vision-Related Items

All Other 20% discount on retail prices

LASIK procedures 15% off the standard prices or 5% off promotional prices through the U.S. Laser Network

And the vsp plan has:

WellVision Exam focuses on your eye health and

overall wellness

• $15 copay....................................every 12 months

Prescription Glasses

• $25 copay

Lenses ..................................................every 12 months

• Single vision, lined bifocal, and lined trifocal lenses

• Polycarbonate lenses for dependent children

Frame....................................................every 12 months

• $120 allowance for frame of your choice

• Plus, 20% off any out-of-pocket costs

~OR~

Contact Lens Care

• No copay ....................................every 12 months

$120 allowance for contacts and the contact lens exam

(fitting and evaluation).

Extra Discounts and Savings

Glasses and Sunglasses

• Average 20%-25% savings on noncovered lens options

• 20% off additional prescription and nonprescription

glasses and sunglasses, including lens options, from

any VSP doctor within 12 months from your last

covered eye exam

Contacts

• 15% off cost of contact lens exam (fitting and

evaluation)

Laser Vision Correction

• Average 15% off the regular price or 5% off the

promotional price. Discounts only available from

contracted facilities.

Now is it a good idea to enroll into vsp plan while I have aetna discount?

5 Answers

Relevance
  • 8 years ago
    Best Answer

    I would find out what the out-of-network benefits are. Most places can only bill a "primary" insurance and the other would be considered a "secondary" and most likely would have to self submit. When you self submit, most insurances consider that an out-of-network benefit and may not pay as much. I woul find out what it is, then look around different places and price shop

    Source(s): Optician
  • 3 years ago

    Aetna Vision

  • Anonymous
    4 years ago

    RE:

    Questions about VSP and Aetna vision discounts?

    Hi,

    I have aetna insurance that I have got from my college.Though it has only discount for vision.Now last week I went to my eye doctor for eye exam. She took $42 as co-pay. I have a very high astigmatism in my right eye(+4.75). I told her I dont want to use glasses anymore.Rather I will use...

    Source(s): questions vsp aetna vision discounts: https://trimurl.im/e77/questions-about-vsp-and-aet...
  • 3 years ago

    Learn How To Improve Eyesight!

  • How do you think about the answers? You can sign in to vote the answer.
  • You may want to take a look to this article about Laser Vision Correction and Insurance http://lasik-secrets.com/Medical%20Insurance.html

    Good luck

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