Getting approved for a mortgage?

My mother is looking at a house, it's $250,000 and in a great neiborhood. In June she purchased and is paying for a $28,000 car. Her credit score is 563 but she makes about $3,700 to $4,000 a month. Would she be approved for her mortgage? She's never owned a house before. What would her rate and monthly... show more My mother is looking at a house, it's $250,000 and in a great neiborhood. In June she purchased and is paying for a $28,000 car. Her credit score is 563 but she makes about $3,700 to $4,000 a month. Would she be approved for her mortgage? She's never owned a house before. What would her rate and monthly payment look like? Also, what is she had a co-signer/co-owner that has a credit score of about 600?
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