I took out several payday loans at one time and didn't pay them back is that a crime?
Now I'm worried that because I got all these small loans in such a short period with no way of paying them back I could be charged with a criminal offence. My 'story' doesn't sound so good, 'I did it for a friend who has now conveniently disappeared.' On the face of what I did it looks to me that I may be able to be charged. Am I correct and if so what would the charges be?