Hi, I am a licensed repo agent in the state of Texas. The first issue is that intentionally interfering with a repo is against the law. This is to benefit the lender in securing the debt when it is in default. Hiding a auto not only is illegal, but the problems will not end there.
1. You can't sell the car due to a lien,
2. It is illegal to intentionally interfere with a repo,
3. The lender may file a lawsuit, and/or file for a sheriff/officer to repo the property.
4. This will have a large negative impact on this person credit.
The lender will 99.9% of the time never write it off. The only write off I have ever seen was a buy here pay here lot went out of business. You have to ask yourself, if it was your car would you write it off?
Licensed Repo Agent