Someone scratched up my car pretty badly in my university's parking lot. Should I file an insurance claim?
I read somewhere that you could be covered if you have underinsured/uninsured motorist coverage or collision? Can someone explain that to me?
And it also said it could be an "at fault" accident? Is this true? Isn't it possible to tell who was the victim in such circumstances by the scratch left?
I just need to know if filing a claim will be worth it.