For renting a house, financial and credit requirements are usually much more strigent than for an apartment. For one thing, renting a house is typically much more expensive since tenants are generally required to provide all utilies (trash removal, water & sewer, home heating oil (in areas of the country where that is used), as well as the more common electric, gas, phone, cable, internet. And tenants are responsible for interior and exterior maintenance, which can be costly and/or time-consuming for plowing driveways, mowing lawns, gardening, gutter cleaning, etc. And for renting a house, they are much more likely to run credit on both spouses, whereas you can find apartments where, if they run credit reports, may only check the main wage earner rather than both spouses.
You need excellent references from prior landlords. Plan on proving income more like 4 times rent (some apartments will settle for income of 3x rent). Income verification such as employer letter.
Until you clean up your credit, your chances are much better of getting a modest apartment in a small building than getting an apartment in a managed complex, a condo, or a house.