Any time you write a check, consider it gone from your account and deduct it from your checkbook (you DO keep a checkbook, correct?).
Legally, they landlord has however long he wants to deposit your check. If the check goes bad, it is your responsibility to write a new one.
Do not write checks you do not have money for. This is why you should always keep a close accounting of what checks you have written, and which checks have cleared. It is not your landlord's duty to make sure the checks clear; it is yours.
It's annoying, yes, but there is nothing you can do other than learn to manage your finances more responsibly. What I suggested above is how I manage my finances; I never pay attention to what my "available balance" is according to my bank. Rather, I pay attention to my checkbook, which has the available balance AFTER deducting all my pending checks. I have not had an NSF charge since I was about 15 and didn't know how to handle money.
· 8 years ago