How hard is it to get an FHA loan? Do most places take them?

I am new to exploring the housing market. Wondering what you need to get an FHA loan (first time home buyers), and can you use them to buy a foreclosure or short sale? Can they be used for any home, or just certain ones? What type of credit score do you need? Do you need to be a minority, or poor? Do you have... show more I am new to exploring the housing market. Wondering what you need to get an FHA loan (first time home buyers), and can you use them to buy a foreclosure or short sale? Can they be used for any home, or just certain ones?

What type of credit score do you need?
Do you need to be a minority, or poor?
Do you have to already own a home?
How many years of constant employment do they look for?
Does family status matter?
Update: Any mortgage bankers on tonight? ;)

I want to have an idea of what I am looking at before I go through any specific agencies who may try to rape me.
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