My mom messed up my credit!!!!!!!!!?
All of my life, my mother has stolen money from my bank account (minors are legally obligated to own only joint accounts with a guardian). When she wasn't stealing from me, she had the audacity to force me to lend her money (or else).
When I turned 18, I was finally able to take charge of my own financial matters. And I opened a bank account of my own. I decided to apply for a student credit card, and today I found out I was denied because of "current or past delinquency with creditors".
When I was under 18, my mom took out a few credit cards in my name and was very irresponsible with it. But since I was a minor, I had no say.
I have always been responsible with my money. I do not lie, cheat, or steal. I just turned 18. My credit should have been CLEAN. This is not fair to me. What do I do now? How do I fix my credit?