Anonymous asked in Business & FinanceRenting & Real Estate · 10 years ago

Can late rent payments cause me to be denied a loan if I have 1.3 year perfect rent record and 750 credit.?

I am in underwriting with NFCU and for 1.3 years have a perfect rental record. I recently found out that a past roommate made rent payments about a day late 15 times. If i have 750 credit and a rent record showing that rent was always on time when I was the sole name on the lease for 1.3 years. Will I be denied the loan.

1 Answer

  • 10 years ago
    Favorite Answer

    Probably not

    Most lenders will go with a 12 mos rental record if they are checking that for how you paid rent.

    If your FICO (not FAKKO) is truly 750, I don't know why you would even been sweating this.

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