Can late rent payments cause me to be denied a loan if I have 1.3 year perfect rent record and 750 credit.?
I am in underwriting with NFCU and for 1.3 years have a perfect rental record. I recently found out that a past roommate made rent payments about a day late 15 times. If i have 750 credit and a rent record showing that rent was always on time when I was the sole name on the lease for 1.3 years. Will I be denied the loan.
- Genuine GuidanceLv 710 years agoFavorite Answer
Most lenders will go with a 12 mos rental record if they are checking that for how you paid rent.
If your FICO (not FAKKO) is truly 750, I don't know why you would even been sweating this.