My credit score is 679 is that bad or good?

In like a year and half my husband and i are planning on selling our current home and buy a new one, but im scared that my credit score will affect our future purchase (he has perfect credit.)The only thing that i had was a credit card and i wasn't able to pay for it on time for 2yrs. some payments were late a... show more In like a year and half my husband and i are planning on selling our current home and buy a new one, but im scared that my credit score will affect our future purchase (he has perfect credit.)The only thing that i had was a credit card and i wasn't able to pay for it on time for 2yrs. some payments were late a lot, but its completely paid off ($2,388.87.) I have department credit cards but i don't use them. I was told not to cancel them. Also it states that my credit is fair but is it good enough to buy a home in 2 yrs?
2 answers 2