How to get your deductible waived?

I am a female college student, unemployed, well actually I just got hired somewhere but do not start for another month probably. Therefore I am pretty much broke. I got into a fender bender, my first accident ever, and I'm getting my car fixed. I have full coverage so insurance is paying to get it fixed, but... show more I am a female college student, unemployed, well actually I just got hired somewhere but do not start for another month probably. Therefore I am pretty much broke. I got into a fender bender, my first accident ever, and I'm getting my car fixed. I have full coverage so insurance is paying to get it fixed, but there is a $500 deductible. I really cannot pay that or at least not any time soon. I could give them maybe $100 but thats it. A professor of mine told me that sometimes you can get your deductible waived, she said I should check it out. Is this true? How can you get your deductible waived? And if not are there ways of making monthly payments on a deductible??? Thanks
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