Denis asked in Business & FinanceCredit · 9 years ago

pnc bank private unsecured loan?

Just apply for a Private Loan at PNC and just got the following email:

Loan Reference Number: XXXXXXXXX

Thank you for submitting your loan application to PNC Bank.

A decision has been made regarding your application. You will receive

further information via U.S. mail within 3 to 5 business days after

receipt of this message.

Is that means that most likely they decline my application ?

4 Answers

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  • wizjp
    Lv 7
    9 years ago
    Favorite Answer

    Probably. If it were approved, they would probably called you

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  • larry
    Lv 4
    3 years ago

    Pnc Loan Application Status

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  • Linda
    Lv 4
    4 years ago

    Go to smaller local banks or a credit union and see if they will loan you the amount you owe to the other bank. Regardless of how this turns out, your best bet is to get after this loan and plow any additional money you have every month into it to get it paid off. And don't do it ever again. What most people don't realize is banks and lenders can change the terms on these unsecured debts (and many secured debts for that matter) anytime they like for any reason whatsoever. There will be new rules for credit cards in 2010 but the credit card issuers will still have wide latitude to do pretty much whatever they like.

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  • 9 years ago

    Typically, I have found that if they do not approve you immediately, or they tell you they are sending you a letter via snail mail, it means you were declined.

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