pnc bank private unsecured loan?
Just apply for a Private Loan at PNC and just got the following email:
Loan Reference Number: XXXXXXXXX
Thank you for submitting your loan application to PNC Bank.
A decision has been made regarding your application. You will receive
further information via U.S. mail within 3 to 5 business days after
receipt of this message.
Is that means that most likely they decline my application ?
- wizjpLv 79 years agoFavorite Answer
Probably. If it were approved, they would probably called you
- LindaLv 44 years ago
Go to smaller local banks or a credit union and see if they will loan you the amount you owe to the other bank. Regardless of how this turns out, your best bet is to get after this loan and plow any additional money you have every month into it to get it paid off. And don't do it ever again. What most people don't realize is banks and lenders can change the terms on these unsecured debts (and many secured debts for that matter) anytime they like for any reason whatsoever. There will be new rules for credit cards in 2010 but the credit card issuers will still have wide latitude to do pretty much whatever they like.
- Genuine GuidanceLv 79 years ago
Typically, I have found that if they do not approve you immediately, or they tell you they are sending you a letter via snail mail, it means you were declined.