Should American society be a combination of free market regulated enterprise, and?

a social safety ,consumer protected structure for banking, transportation, communcation, and health care? Explain why or why not in a paragraph please.... I happen to believe that affordable health care, honest banks, and an insurance industry that is regulated is good for society...since they can't seem to... show more a social safety ,consumer protected structure for banking, transportation, communcation, and health care? Explain why or why not in a paragraph please....

I happen to believe that affordable health care, honest banks, and an insurance industry that is regulated is good for society...since they can't seem to self-police, shouldn't there be govt. oversight?
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