Approval for VA Loan with Conditions?

My fiance is buying a house for our us and our son. I am a SAHM and don't work so all of our bills come out of his paycheck. After being pre-approved we found a house within our pre-approved price and started to home buying process. We are now in the underwriting phase and they see the bank statements and they were wondering if my fiance had a student loan. He doesn''s in my name. So now we are wondering if that is going to decline us all together?

On his bank statements he was transfering money to me and I was making the payment but he recently added me to his bank account and so that payment comes out of our account directly. They also wanted to verify why he had lived at several different addresses within the last 5 years but it's because he is military! Any advice?


We didn't realize we were witholding info because the loan isn't in his name and the house is ONLY in his name.

1 Answer

  • ?
    Lv 7
    9 years ago
    Favorite Answer

    Yes. He needs to explain where that money is going. You withheld important information from the lender.

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