What does liability insurance give you?

I recently crashed my car and it is as of now being determined to be my fault. My dad pays for the insurance so I am not sure what we get under liability. We are with Farmers Insurance and I was just wondering what usually happens here. Do they give me anything if they determine I'm at fault? Does anyone have... show more I recently crashed my car and it is as of now being determined to be my fault. My dad pays for the insurance so I am not sure what we get under liability. We are with Farmers Insurance and I was just wondering what usually happens here. Do they give me anything if they determine I'm at fault?
Does anyone have this insurance coverage with farmers? If so, can you please tell me what you get under it?
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