Can i do this on a loan? Pleeease help.?
My husband has bad credit and i have none with and fha loan they say they'll give you a loan with no credit history BUT im unemployed BUT we file jiontly is their a way i could get it in my name and use our taxes the money my husband made that we filed for or will that not work? It state on the taxes im a homemaker.
My husband is self employed NO paystubs and he got 2 loans a few years ago.
"they" is the fha website
- wizjpLv 71 decade agoFavorite Answer
uh..you have no credit and no verifyable income.
FHA isn't lending you money to buy a home; and anyone who offers is a crook trying to steal from you
- David14Lv 71 decade ago
Who is this mysterious "they" who claims to give you a loan with no history? Ain't gonna happen. An FHA loan needs both parties to have 620 scores or better and a 4-5% minimum down.
Being unemployed is an automatic deal-breaker.
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- Steve DLv 71 decade ago
If you don't work, you have no income to qualify for a mortgage with. You will be required to show pay stubs to prove income (in addition to the tax return) and since you don't work, you obviously have no pay stubs.