Can i do this on a loan? Pleeease help.?

My husband has bad credit and i have none with and fha loan they say they'll give you a loan with no credit history BUT im unemployed BUT we file jiontly is their a way i could get it in my name and use our taxes the money my husband made that we filed for or will that not work? It state on the taxes im a homemaker.

Update:

My husband is self employed NO paystubs and he got 2 loans a few years ago.

Update 2:

"they" is the fha website

4 Answers

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  • wizjp
    Lv 7
    10 years ago
    Best Answer

    uh..you have no credit and no verifyable income.

    FHA isn't lending you money to buy a home; and anyone who offers is a crook trying to steal from you

  • 10 years ago

    Who is this mysterious "they" who claims to give you a loan with no history? Ain't gonna happen. An FHA loan needs both parties to have 620 scores or better and a 4-5% minimum down.

    Being unemployed is an automatic deal-breaker.

  • 10 years ago

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  • 10 years ago

    If you don't work, you have no income to qualify for a mortgage with. You will be required to show pay stubs to prove income (in addition to the tax return) and since you don't work, you obviously have no pay stubs.

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