Anonymous asked in Cars & TransportationInsurance & Registration · 1 decade ago

Where can I get cheap auto insurance?

I am paying too much on auto insurance and I need a cheap option.

8 Answers

  • 1 decade ago
    Favorite Answer

    Shopping for auto insurance isn't a fun task, but it's something that everyone has to do. If you are going to won a vehicle, you can't avoid having car insurance. One of the main reasons people hate to even think about insurance is because it costs so much. But, there are some tips that you can follow to save money on your auto insurance.

    Request auto insurance quotes on a regular basis. Don't fall into the trap of retaining the same policy for years. Your auto insurance premiums should decrease as both you and your car ages. Some companies don't automatically take this into consideration. If you want to save money you need to put the effort into finding a cheaper insurance premium.

    If you own an older vehicle, liability coverage is all you need. If you are in an accident and the damage to your car is more than it's value, you will only be paid the value amount. Volunteer to take a defensive driving course. It's only a 6 hour course and it can save you as much as 10 percent on your auto insurance premium.

    Take advantage of the multiple policy discount offered by most insurance companies. If you own two cars, insure them both with the same company. If you only own one car, consider getting your life, or home insurance at the same place. You can lower your risk level and your car insurance premium by choosing to have a higher auto insurance deductible.

    Try your best to maintain a good credit rating. You'd be surprised how much money you can save on insurance for your automobile if you have a good credit history. Almost every factor that is used to determine your auto insurance premium is based on risk. Before you get insurance, try to lower your risk level anyway possible.

    When you do talk to an auto insurance agent, express all the reasons that you should qualify as a low risk. Mention things like the security devices your car has, your good driving record and the safety rating of your vehicle. Be sure to tell them if you park your car in a garage, don't drive a lot each year and any other reason why you should get a lower auto insurance premium.

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  • Ross
    Lv 7
    1 decade ago

    This question gets asked many times each day,

    depending on the car, your driving history, what coverages you want on the car, how long you've had your license, your credit history, and where you live...It can range from $4,000 a year to $400 a year, You must phone around and find out the best company for the policy you have on your mind.

  • 6 years ago

    Yes, you can get cheap auto insurance. Did you go to any firm yet or knock any online services provider. One of my friend did it with online help from . You can try it or you can go to any firm at your local area to get help.

  • 5 years ago

    Use the comparison services online. Compare rates first before buying.

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  • 5 years ago

    You could try chuck.budge on pionono ave if you libe in macon Ga

  • 5 years ago

    Excellent customer service. Battery died once, called for roadside assistance and they immediately helped me out. 10 companies for you

  • Anonymous
    6 years ago

    Try, or

  • 6 years ago

    progressive and esurance is expensive as hell.... use your brain before you post

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