Anonymous asked in Business & FinanceCredit · 1 decade ago

Will the Bank Give Me a Loan?

I'm 19 years old, working two part-time jobs, and living at home. I really need a new car since I've gone through two clunkers in the past year, but don't have much for a downpayment. I've been with Yolo Federal Credit Union for about a year now and have had a steady incom for years, but zero credit. Do you think the chances of me getting a First Car Buyers Loan are good?

4 Answers

  • Anonymous
    1 decade ago
    Favorite Answer

    Yolo Federal Credit Union has a special first time buyer program for people just like you. Because you have no history of credit, you'll have to come up with a 20% downpayment and your loan amount will depend on what you can afford with your income, but this is a great way to establish your own good credit history. If you don't have money to put into the deal, you'll need a co-signer.

  • Anonymous
    1 decade ago

    Quick cash loans are becoming a popular alternative to conventional bank loans or cash advances offered by credit card companies. Also known as cash advances or payday loans, this type of loan is guaranteed against the borrower's paycheck and is basically a short-term loan. It is ideal for people belonging on a fixed salary, who find themselves short on cash in between paydays and need to access funds quickly.

    Quick loans are easy to get. Eligibility requirements are easy to fulfill, since borrowers only need to be over 18 years of age, employed and have a bank account. A high credit score is not required, and it is possible to get a loan even with bad credit. These loans are convenient. Applications are filed online, using uncomplicated forms and done comfortably from home or the office.

  • Anonymous
    1 decade ago

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  • 1 decade ago

    Not without a cosigner who has good credit

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