Why do collection agencies refuse something in writing to fix credit report?
WHY o WHY if a collection agency agrees on a settlement amount do they not want to provide you a letter which states they'll remove the collection from your report upon payment? They say they can do it, but won't put it into writing. Why? It would seem like a small request after settling. What do they have to gain by not removing it? Unless they intend to use that as a way to collect the rest down the line. Is that it??